Tuesday, 9 August 2011

My Favourite Day

My favourite day of the month is the 15th.
But, it is also the worst day of the month.

Firstly, it is my favourite day because it's PAY DAY!!!
But I also hate it coz it's pay day - and it only comes around month a month and is so far away!

Right now, I feel like i'm scraping the barrel when it comes to money.
I have about $300 to last me until Monday. In hindsight, I guess it's probably more than enough. I don't plan on going on a shopping spree, and I have enough food to last me. 
I just never like getting down so low. 
What makes it even worse is that i got my tax back too, and thats virtually gone too!!
Mind you, I blame myself - obviously. Who else would I blame?
I transferred $500 to my visa, and an extra $200 to my loan. So thats basically my tax refund gone, and I'm living off my monthly paycheck. 
Plus, I also bought $250 worth of gear for when I get my bike.

I always seem to get this way around this time - I always get stressed about money. 

I need to manage my money better. 
When I was promoted and got a pay rise, I thought "GREAT! More money!". Which I have - but I have also reached the next tax bracket. Not cool.

So I've decided to make a budget.
Hopefully I will be able to stick to it, and pay off my visa!
It also doesn't help that I have 3 people owing me a total of about $4000. Ah, if only they all paid up at once. 
That would make me a happy camper!

My bf is down from Thursday. He can pay for things. I always seem to pay when we go to the shops and buy groceries. I always seem to have food here for him (meat etc), but he rarely buys things while he's down here, and I generally supply my own food when I go to his place.
Yep. Time for the man to pay.

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